The Urban Property Investor

My Economics Cheat Sheet for Property Investors

You don’t need to be an economist to know that the ingredients of an economy are profoundly linked to the success of your real estate investment. In this episode, I discuss the state of the Australian economy and what that means for property investors today. If you are a property investor in Australia, and you are wondering if you should look at investments outside of Sydney, Melbourne, or Brisbane and if you want to be more informed about the current housing market, then this episode is going to be really helpful for you. We talk about the economics and culture of many major cities in Australia and some of the dark horse areas that you might want to keep your eye on, like Tasmania.

 

On this episode -

2:49 - The Brisbane Line

6:49 - The Zombie Economy Effect

7:49 - Brisbane, the millennial city

9:51 - Property investment in western Australia

12:57 - The value of the Canberra Marketplace

20:08 - Regions in Australia with low unemployment

21:12 - The leading economy in Australia

28:55 - Home loan data and what it tells us

33:00 - New car sales as real estate stats

 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

 

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And remember, I’m really good on 1.25 or 1.5 speed :)

 

Take care,

Sam

 

How To Value Real Estate

This episode is a crash course in real estate evaluation. You will learn the different ways to value properties when you are shopping for real estate, and we will be looking at the factors that banks and evaluators weigh when you are applying for a loan to make a property investment. This episode is a must-listen before putting down that deposit or applying for that loan. 

 

On this episode - 

3:01 - the real estate market growth spurt 

8:34 - There is god and then there are valuers 

10:00 - The property clock 

12:17 - Real estate agents vs bankers 

16:41 - How banks value real estate 

9:32 - Value is an opinion 

20:36 - Beware of auctions 

24:21 - What is the real value of your property 

30:54 - Avoiding land tax 

49:48 - It’s all about the banks 

 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

 

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

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And remember, I’m really good on 1.25 or 1.5 speed :)

 

Take care, 

Sam

 

The 7 Deadly Sins of Real Estate Investing

There are 7 deadly sins of real estate investing. From bad advice to bad location, it’s imperative you know of and mark yourself against all seven for your current portfolio or purchases to come. Property investing is difficult. Not many people end up with multiple properties and financial freedom, and I am going to share the common reasons why that happens, so you don’t end up becoming a repentant investing sinner in search of forgiveness!

On this episode - 

3:45 - The deadly sin of seeking security 

7:00 - Not taking the risk is worse 

8:23 - Why you need owner occupier appeal 

12:38 - Invest in owner occupier appeal 

13:24 - Real estate investors are tough 

21:01 - The deadly sin of location 

35:56 - Don’t invest in the work-from-home movement 

43:41 - The deadly sin of bad advice 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

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And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

 

How To Futureproof Your Portfolio

The real estate market is going up everywhere which is great if you own real estate, but a challenge if you are trying to buy. So this episode is about how to future-proof what you are trying to do if you are buying real estate. We are looking at different real estate trends and how you can use them to future-proof your investments. 

On this episode - 

10:10 - Why you shouldn’t lose sight of the 20 minute lifestyle even with more people working from home 

13:32 - Increasing the value of your property with contemporary mixed-use real estate 

22:48 - Evolutionary real estate and what your investments need in order to stand the test of time 

25:38 - What real estate investors need to know about the millennial generation 

34:55 - The pillars to being future-ready in real estate 

37:26 - Investing in the tenets that are going to bring you income for the long-term 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

Budget Special

This episode is a 21-22 Budget Special! You might think it’s boring, but national budgets have a huge impact on real estate and your future as an investor. So in this episode I review the highlights from the budget and how they might impact real estate investors this year and in years to come. 

On this episode - 

1:21 - Why should you care about the national budget 

4:40 - Four ways to grow the economy 

7:58 - The invisible recession 

9:48 - The first time buyer boom 

10:55 - The jobless rate is falling but wages are not growing 

17:10 - Infrastructure plans that are huge for your portfolio 

19:15 - Be careful who you rent to 

27:40 - Freeing money from the downsizer trap 

30:45 - The most undersupplied real estate in Australia 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

The Pyramid of Liveability

Today we are digging into the Pyramid of Liveability and how it can create incredible wealth in real estate. There are magnets that pull people to certain areas, and the magnets in recent years have become increasingly related to lifestyle.

With more people working from home, and with the smart economy creating more wealthy people, live, work, play, are the factors that are influencing people’s decisions on where to live. In this episode, I talk about the three different lifestyle chasers to know as a real estate investor, and I talk about why the best real estate decisions are the ones that factor in traditional economics and behavioral economics. 

 

On this episode - 

1:56 - The economics every real estate investor should know 

3:58 - The basics of the Pyramid of Liveability 

6:16 - 3 distinct lifestyle groups 

13:03 - Economic trends to follow as a real estate investor 

15:27 - What the work from home movement means for real estate 

16:36 - The hotelification of real estate 

33:28 - The importance of mobility and accessibility 

42:32 - Four forms of money 

 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

And remember, I’m really good on 1.25 or 1.5 speed :)

 

Take care, 

Sam

Master The Melbourne Market

Melbourne will become Australia’s most populous city. As a result, cracking the code to invest in Melbourne is essential. I have a soft spot for Melbourne and the marketplace. I share my experience and why I think it’s such a great place for real estate investors.

 

On this episode - 

4:13 - What is so great about Melbourne? 

10:43 - Plan Melbourne and how you can use it to inform your retirement 

15:30 - Do you buy Mayfair?

17:37 - Different suburbs of Melbourne and where is the best place to invest 

20:35 - Low migration won’t stop Melbourne in 2021

26:14 - When will Melbourne become the biggest and most populated landmass in Australia?

32:30 - Why Melbourne ticks all the boxes

 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

 

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

 

And remember, I’m really good on 1.25 or 1.5 speed :)

 

Take care, 

Sam

Love and Money

Most of us have visions of sharing a home with the person we love. However, in Australia and many other countries real estate owes a large part of its success to divorce! Approximately 50% of marriages end up down the drain, leaving many to look for new shelter. In 2019 113,000 marriages and 49,000 divorces were granted in Australia, whilst the ABS has the median duration of a marriage at 12.2 years. 

Married or divorced, single or loved up, this episode cracks the code of winning in love and money. 

Righto, I’m off to get married!

 

1:40 - The giggest highlight of my life (up until this episode)

3:35 - Today I am getting married

7:45 - Divorce and Real Estate

11:55 - Love Languages

20:56 - Creating Financial Certainty

23:17 - Love, Wealth & Speed

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

 

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

How Climate Change Impacts Real Estate

Is it just me or is there an environmental event or catastrophe happening more and more? 
When you consider that 1 in 20 or 720,000 properties in Australia will not be insurable by 2050, it doesn’t take a rocket scientist to see that climate change is real. As a real estate investor, you don’t want to make the mistake of owning one of them!

 

On this episode - 

6:17 - Wisdom from the older generation 

12:30 - Regular Climate Calamity

18:23 - Environmentally Bullet Proof Suburbs

23:48 - Climate Risk of Real Estate

26:03 - Case Study: Heatwaves and property

44:05 - Climate Change is Real

 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple⁣⁣

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Google Podcasts - https://pre.fyi/upi-google⁣⁣

YouTube - https://pre.fyi/upi-youtube

 

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

My Strategy To Win in the 2021 Property Boom

Are you ready to get into the market in 2021? This could be the last good year to invest for at least a decade. Most markets are on the up - prices are just going up and up and up. Knowing how to buy in a boom is an art that you need to be prepared for. 

Sadly, there are millions of Australians who will never be able to enter the market due to the current boom. You don’t want to be one of them. This episode is all about making sure YOU boom along with the market in 2021. 

 

4:03 - How to jump on the 2021 property boom 

8:33 - Nearly every market is rising

9:40 - The people who will never be able to invest

11:55 - Three pillars of long-term investing

17:02 - Understanding Australian Middle Class Volatility

21:58 - Planning for 2045

27:10 - If real estate goes up 30%

31:33 - Why you need to pick good real estate during a boom

 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple⁣⁣

Spotify - ⁣⁣https://pre.fyi/upi-spotify⁣⁣

Google Podcasts - https://pre.fyi/upi-google⁣⁣

YouTube - https://pre.fyi/upi-youtube

 

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam