The Urban Property Investor

The 12 Rules of Property Investing

Investing comes with rules, and because of that it’s a great path to guarantee wealth creation.

So in the show today, we are talking about some of the rules that we need to understand when it comes to building a portfolio and creating wealth out of property.

We will be tackling 12 of the top rules today, and hopefully you will walk away with the best path for yourself as a property investor. 

On this episode I discuss - 

4:50 - Rule #1 and #2 - Don’t lose money! 

10:31 - Rule #3 - Real estate is driven through compounding growth 

16:06 - Rule #4 The 10/30 rule for maintaining your assets 

23:21 - Rule #5 - The 50/30/20 Rule - Basic budgeting for before you start investing 

30:07 - Rule #6 - The 75% Rule - Why your renovation project didn’t turn a profit 

37:19 - Rule #7 - Rule 20 - Defining your success in real estate 

39:40 - Rule #8 - The 30% Rule - Choosing the right tennant 

42:21 - Rule #9 - Rule 43 - The value of newer properties 

44:49 - Rule #10 - Rule 40 - How to save on your taxes 

46:31 - Rule #11 - The 50% Rule - My least favorite rule! 

50:30 - Rule #12 - The 1% Club and how to get into it 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

 

Why Spreadsheet Investing Doesn’t Work

Can a spreadsheet tell you if a property is a sound investment? Many people think yes. Today, I’m here to tell you why it’s not that simple. You can invest based on data and economics or you can pay attention to human behavior.

Which path is the most reliable for your wealth creation journey? Today, we are going to talk about that and how to invest in a post-COVID world, where a lot of the old rules have been thrown out of the window. 

On this episode I discuss - 

2:38 - Inequality and how it will impact real estate 

8:25 - The real estate market is divided 

14:09 - The zombie economy is coming 

18:32 - The two-tiered market we will see in Australia 

23:00 - The most important investment you can make 

25:49 - Are property investors going away? 

31:50 - Making investments that withstand pandemics 

44:08 - What I have learned from 30 years of investing 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

How To Use Equity to Build Your Portfolio

Today we are learning about equity. What is it? How do you tap into it? Leveraging equity is a big part of the property investment game, so how do people use it to get themselves into the 1%? This is what we are talking about today. If you have ever played Monopoly, you probably understand that becoming wealthy is about acquiring assets. In order to do that, you need cash. 

On this episode I discuss - 

5:00 - What should you do with your equity? 

6:06 - Why there is so much equity post COVID 

11:39 - Staying on the right side of the supply/demand curve 

17:24 - Why you can’t blow your equity on a jet ski 

22:32 - The biggest mistake investors make with equity 

26:10 - The type of equity you have to create first 

30:37 - The first investment is the most important 

41:43 - When not to tap equity 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

13 Tactics Real Estate Agents Use Against You

We are digging into some of the underhanded techniques that real estate agents use to list your property. In this episode I go through 13 of them. Many real estate agents are the undoing of property investors, and that really upsets me.

Real estate is a people sport, and some of the practices of real estate agents are centered around conditioning people. The goal of this show is to help you get better at holding real estate.

The journey of owning a property is a long one, and you can’t allow yourself to get derailed by a predatorial real estate agent. 

On this episode I discuss - 

2:09 - Real estate is like red wine

13:02 - Can you trust real estate agents? 

15:15 - Beware of predatory real estate agents 

16:50 - Websites you need as a property investor 

21:25 - Real estate agents who specialize in sabotaging you 

28:10 - Agents don’t own real estate

33:52 - How to catch realtors peddling fake news 

34:49 - Why there are more bad agents than good ones

48:48 - How to keep bad agents away 

I mention in the episode the book Sold Above Market by Geoff Grist. If you like this episode, you’ll love this book. You can get it here or where all good books are sold. 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

The BIGGEST Lie of Investing Revealed!

You have been lied to… by you! Today we are talking about the biggest lie you have been telling yourself about real estate investment and your wealth creation journey. Want to know what it is? I could just TELL you, but then you wouldn’t learn. It’s embedded in this podcast - feel free to DM me when you think you’ve found it! 

Today I am talking about some key lessons I learned from Dr. Andrew Wilson, a housing economist and a funny bloke. He is a member of the Chartered Surveyors Community, a wealth of knowledge, and a voice of reason when it comes to real estate investment. I’ve adapted his predictions into my strategies and share them with you today!

On this episode I discuss - 

12:11 - The rules of real estate are changing 

16:00 - Why Are Prices Rising?

19:33 - The reality behind inflation 

20:13 - The Great Loan Boom (and how to get in)

24:34 - Why Houses are outperforming apartments 

26:44 - What Brisbane’s population spike teaches us

34:27 - Don’t worry about interest rates!

38:56 - When you don’t care about the economy

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel.

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

And remember, I’m really good on 1.25 or 1.5 speed :)

 

Take care, 

Sam

20 Investing Lessons from COVID-19

What do you need to know about corona economics? We have learned a lot of lessons through investing during the pandemic, and I want to highlight some of those today. I have a list of 20 however I don’t think I’ll get through them all! I want you to walk away from this episode understanding what happens when real estate markets transform and what will happen if we don’t take advantage of the lessons that are right in front of us. 

 

On this episode discuss - 

7:34 - Benefiting from the wealth effect (lesson 1)

14:00 - Creating primary wealth through working (lesson 4) 

16:34 - Finding resilient cities to invest in (lesson 6)

28:16 - Two types of COVID investors (lesson 9)

29:56 - Why millennial homebuyers are in charge of the market (lesson 11)

33:22 - Pre-downsizers can’t be ignored  (lesson 12)

42:54 - The #1 lesson from COVID-19 (lesson 15)

46:39 - The immigration market isn’t as important as we thought (lesson 19)

 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple

Spotify - https://pre.fyi/upi-spotify

Google Podcasts - https://pre.fyi/upi-google

YouTube - https://pre.fyi/upi-youtube

 

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 

Sam

Buying New v Old Real Estate

Should you get involved with old real estate or newer properties? In this episode, we will assess both and you will walk away from this episode able to make an informed decision when faced with a much older property or a new property to invest in.

We use one of the best business books ever written as our guide in this discussion, The Art of War. The Art of War teaches that you should know your strategy, know your terrain, and know your enemy.

So we will be discussing the strategy, terrain, and enemies involved with newer and older real estate investments. 

 

I also discuss - 

3:50 - What influences your investment decisions? 

9:50 - Who is influencing the future of real estate? 

14:25 - Real estate culture needs an overhaul 

25:37 - Shape your portfolio to solve this problem 

29:54 - You need to know this about downsizers 

42:33 - Pros and cons of older properties 

51:39 - Beware of these words in a listing 

52:54 - Why not to buy a new property 

 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple⁣⁣

Spotify - ⁣⁣https://pre.fyi/upi-spotify⁣⁣

Google Podcasts - https://pre.fyi/upi-google⁣⁣

YouTube - https://pre.fyi/upi-youtube

 

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

Achieve Your Dream Retirement (and avoid Lake Weirdo)

On this episode we’re going back to Lake Weirdo! Or more importantly, we’re talking about how NOT to end up living there!

We are taking a break from the real estate talk  to discuss how to retire functionally so you can have an incredible life.

Ultimately, the point of real estate is to create passive income and build wealth, so you can retire on your own terms instead of having to rely on government pension in your golden years.

So instead of digging into the nitty gritty of real estate in this episode, we are going to break down what you need to be considering in order to design and achieve the retirement scenario of your dreams. 

I also discuss - 

3:55 - You can’t rely on the pension 

6:28 - Why ¾ of Australians rely on the pension 

10:33 - Drop the bullshit economics 

14:30 - The silent millionaires 

15:47 - You might already be retired 

22:05 - 6 different types of retirees 

36:34 - How much do you actually need for retirement 

43:34 - What’s the point of retiring 

47:43 - Are you cut out for retirement 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple⁣⁣

Spotify - ⁣⁣https://pre.fyi/upi-spotify⁣⁣

Google Podcasts - https://pre.fyi/upi-google⁣⁣

YouTube - https://pre.fyi/upi-youtube

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

 

How to know WHERE to buy Real Estate

We are talking about my 4X real estate growth plan. The most important element of my plan is location, location, location. We are talking about the science of consumer habits and location growth.

Listen to learn about how you can buy real estate that will have you happily retiring off your passive income.

We are going to talk about some of the macro and micro level trends that you need to watch to find a good location for your real estate investments.

 

I also discuss - 

9:54 - What really is the state of the real estate market? 

20:38 - The most common and most dangerous property market 

27:41 - The rare gems in property investment 

33:49 - Emerging markets will set you up for retirement 

36:53 - When to invest in emerging markets 

42:03 - Stay away from click-bate reports on the market 

43:19 - Don’t miss out on investing in this marketplace

51:02 - Five belts that make great locations 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple⁣⁣

Spotify - ⁣⁣https://pre.fyi/upi-spotify⁣⁣

Google Podcasts - https://pre.fyi/upi-google⁣⁣

YouTube - https://pre.fyi/upi-youtube

 

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam

How To Choose The RIGHT Real Estate

How do you know you are on the right track as a property investor? Today, I am going over some main signals as to where your properties fit into the real estate ecosystem. We will also talk about what to look for when you are buying new properties.

Every property investor has second-guessed their decision. The grass always looks greener on the other side of the fence. Regret and second-guessing happens to the best of us. This is why investment decisions should always be judged using facts, figures, and the advice of experienced professionals.

Listen to this episode to learn about the best ways you can objectively judge your portfolio and your future property investments. 

 

I also discuss - 

4:29 - Coping with regret as a property investor 

13:51 - The first question to ask about a new investment 

26:26 - What is the social status of your investment? 

37:18 - How to ensure your investments will create income 

43:53 - Can your tenants handle inflation? 

50:30 - What makes a good location? 

54:58 - Why do people invest when the market is low? 

1:06:17 - Five different locations you want to own 

 

Don’t hesitate to hit me up on Facebook @SamSaggers. DM me any of your questions :)

If you’re yet to subscribe, be sure to do so on your favourite channel. 

Apple - https://pre.fyi/upi-apple⁣⁣

Spotify - ⁣⁣https://pre.fyi/upi-spotify⁣⁣

Google Podcasts - https://pre.fyi/upi-google⁣⁣

YouTube - https://pre.fyi/upi-youtube

 

And remember, I’m really good on 1.25 or 1.5 speed :)

Take care, 
Sam